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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which one of the following estates may NOT be insured under a title insurance policy?

A) Easement.
B) Life estate.
C) Leasehold.
D) License.

2. Coverage under a loan policy remains effective

A) until the property is sold.
B) until the secured debt is satisfied.
C) during the life of the owner.
D) until the lender assigns the mortgage.

3. Which of the following is excluded from coverage in the standard owner's policy?

A) any law, ordinance, or governmental regulation without filed notice
B) lack of a right of access to and from the land
C) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
D) recorded documentation on the title to real property without acknowledgment

4. Which of the following is considered a voluntary lien?

A) Construction lien.
B) State tax lien.
C) Real estate tax lien.
D) Mortgage lien.

5. An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be

A) an unfair insurance practice.
B) a contractual liability.
C) a violation of the grace period provision.
D) a fraudulent insurance act.

Solutions: