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Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. For licensing purposes, the producer's principal place of business or residence in any slate determines the producer's

A) territory.
B) license renewal date.
C) home state.
D) insurance transaction site.

2. What does the annuity certain payment option guarantee?

A) Benefits will be paid to the beneficiary for the remainder of their life
B) A higher rate of return
C) The highest monthly income
D) Payments will continue until all of the funds are exhausted

3. Which is an accurate description of the relationship between the premiums of a whole life policy and the premium payment period?

A) The longer the payment period, the higher the annual premium.
B) The shorter the payment period, the lower the annual premium.
C) The payment period is not related to the annual premium.
D) The shorter the payment period, the higher the annual premium

4. Returning part of the commission or giving anything of value to the insured for purchasing a policy is

A) twisting.
B) coercion.
C) refunding.
D) rebating.

5. The Pennsylvania Insurance Department is responsible for all of the following EXCEPT

A) insurers
B) producers.
C) form approvals.
D) shareholders.

Solutions: