Candidates use different devices, which is why the Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) set on PracticeVCE comes in three versions: a printable PDF, a PC engine, and a browser-based online engine that runs on most electronics without installation.
Insurance Licensing Hawaii-Life-Producer Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Retirement and Other Life Insurance Concepts | 8% | - Social Security benefits - Life insurance needs analysis and suitability
- Tax treatment of insurance premiums, proceeds, and dividends - Third-party ownership |
| Topic 2: Life Provisions, Riders, Options, and Exclusions | 15% | - Policy provisions and options
|
| Topic 3: Hawaii Laws and Rules Pertinent to Life Insurance Only | 12% | - Variable contracts - Policy clauses and provisions
- Participation in surplus - Marketing methods and practices
|
| Topic 4: Hawaii Laws and Rules Common to Life, Accident and Health, Property, Casualty and Personal Lines Insurance | 23% | - Licensing
- Insurance Commissioner
|
| Topic 5: Types of Policies | 15% | - Term life
|
| Topic 6: Completing the Application, Underwriting, and Delivering the Policies | 12% | - Delivering the policy
|
Frequently Asked Questions About Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01)
Pearson VUE Hawaii Insurance Licensing: register for Hawaii-Life-Producer
Hawaii DCCA Insurance Division - Examination Information: register for Hawaii-Life-Producer
Candidates must be at least 18 years old to be licensed. Hawaii does not require a specific pre-licensing education program or otherwise pre-screen examination candidates. Initial resident producer applicants generally must pass the required examination, complete fingerprinting, and submit the license application. Examination exemptions may apply to certain previously licensed or qualified applicants.
- Retirement and Other Life Insurance Concepts (8%)
- Life Provisions, Riders, Options, and Exclusions (15%)
- Completing the Application, Underwriting, and Delivering the Policies (12%)
Allocate study time in proportion to each topic's weight.
The Hawaii-Life-Producer exam has 96 (85 scoreable questions plus 11 pretest questions) questions with a 120 minutes-minute time limit. Practicing under the same constraints on PracticeVCE builds the pacing habits you will need on test day.
The PC engine installs on your computer and simulates the real exam scenario with timed tests and performance marking. The online engine runs in your browser, needs no installation, works on most devices, and is often the more stable option when you switch machines frequently.
Pearson VUE Hawaii Insurance Practice Tests: Visit official page
A passing result on Hawaii-Life-Producer requires 70 (scaled score), and the official exam fee is $75. Knowing both numbers upfront helps you budget your study time and money realistically.
The package includes 120 practice questions for the Hawaii-Life-Producer exam, covering the current Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) objectives with verified answers.
We support Credit Card payment because it is built around buyer protection: if a purchase issue ever arises, the card network's dispute process protects your money. Combined with our refund policy, that keeps your Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) purchase low-risk.
Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) Sample Questions:
A beneficiary receives a $300,000 lump-sum life insurance death benefit from a policy that was not transferred for value. Under the general federal income-tax rule, the $300,000 death benefit is:
- A. generally excluded from gross income
- B. fully taxable as ordinary income
- C. taxable only if the beneficiary is not related to the insured
- D. subject to capital gains tax
Correct Answer: A 🗳️
Explanation: Only visible for PracticeVCE members. You can sign-up / login (it's free).
A Hawaii group life policy is terminated completely. To qualify for the statutory individual conversion right arising from termination of the GROUP POLICY itself, an insured generally must have been continuously insured under the group policy for at least:
- A. 10 years
- B. 3 years
- C. 1 year
- D. 5 years
Correct Answer: D 🗳️
Explanation: Only visible for PracticeVCE members. You can sign-up / login (it's free).
Which of the following is NOT considered insurance as defined by insurance law?
- A. A Surety Bond
- B. An Ocean Marine policy
- C. An Aircraft policy
- D. A legal service plan contract
Correct Answer: D 🗳️
Explanation: Only visible for PracticeVCE members. You can sign-up / login (it's free).
A Hawaii producer applies for authority to sell Variable Life and Variable Annuity products. In addition to the appropriate insurance licensing requirements, the producer application requires evidence that the producer:
- A. is registered for securities in Hawaii with FINRA
- B. is employed directly by the Insurance Division
- C. has been a Life producer for five years
- D. holds a Property insurance license
Correct Answer: A 🗳️
Explanation: Only visible for PracticeVCE members. You can sign-up / login (it's free).
Prior to the purchase of an annuity, the producer shall make every reasonable effort to obtain all of the following information EXCEPT the consumer's:
- A. business partner
- B. investment objectives
- C. tax status
- D. financial status
Correct Answer: A 🗳️
Explanation: Only visible for PracticeVCE members. You can sign-up / login (it's free).
Viewing page 1 out of 24 pages.
Viewing questions 1-5 out of 120 questions.
18 Customer Reviews
